Amortization Calculator

Calculate your loan payments, view detailed amortization schedules, and understand how your payments are applied over time.

Loan Amount

The total amount of money you're borrowing. This is the principal amount of your loan.

Annual Interest Rate (%)

The annual percentage rate (APR) charged on your loan. This determines how much interest you'll pay over the life of the loan.

Loan Term (Years)

The length of time over which you'll repay the loan. Common terms are 15 or 30 years for mortgages, 3-7 years for auto loans.

Start Date

The date when your loan payments will begin. This helps calculate the exact payment dates in your amortization schedule.

Monthly Payment

0.00

Total Interest

0.00

Total Payment

0.00

Principal

0.00

Interest

0.00

Remaining Balance

0.00

Amortization Schedule

5-year loan at 5.5% interest

Payment #	Date	Payment	Principal	Interest	Balance
Enter your loan details and click "Calculate Amortization" to see your payment schedule.

Why Use Our Amortization Calculator?

Visual Payment Breakdown

See exactly how much of each payment goes toward principal vs. interest over the life of your loan.

Downloadable Schedule

Download your complete amortization schedule as a printable PDF for your records.

Fully Responsive

Use our calculator on any device - desktop, tablet, or mobile phone.

No Data Storage

Your financial data never leaves your browser - complete privacy and security.